Affiliate Disclosure

Affiliate Disclosure
Photo by Cytonn Photography / Unsplash

Affiliate Disclosure

Last updated: January 2026

A Better Credit Rating is committed to transparency. This page explains how we earn money and how it affects (and doesn't affect) the content you read.

How We Make Money

This website contains affiliate links. When you click on certain links and sign up for a product or service, we may receive a commission from the company at no additional cost to you.

These partnerships help us keep this site free and allow us to continue creating educational content about credit.

What This Means for You

You pay nothing extra. Affiliate commissions come from the companies we partner with, not from your pocket. The price you pay is the same whether you use our link or go directly to the company's website.

Our recommendations are honest. We only recommend products and services we genuinely believe can help you. If something isn't worth your time, we won't feature it — regardless of whether it has an affiliate program.

Affiliate relationships don't influence our editorial content. We write about topics that matter to our readers, not topics that pay us the most.

We may earn commissions from links to:

  • Credit cards (secured and unsecured)
  • Credit monitoring services
  • Identity theft protection services
  • Credit-builder loans
  • Personal finance apps and tools
  • Financial education resources

FTC Disclosure

In accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255), we disclose that:

  • We have financial relationships with some of the companies whose products we review or mention.
  • These relationships may influence which products we write about and where they appear on our site.
  • We strive to provide accurate, unbiased information regardless of compensation.

Our Promise

We take our responsibility to you seriously. Our goal is to help you make informed decisions about your credit and finances. We will always:

  • Be transparent about our affiliate relationships
  • Recommend only products we believe in
  • Prioritize your interests over potential earnings
  • Clearly distinguish between editorial content and advertisements

Questions?

If you have any questions about our affiliate relationships or this disclosure, please contact us at [email protected].

Thank you for supporting A Better Credit Rating. Your trust means everything to us.

Affiliate Disclosure: This site contains affiliate links. If you click and make a purchase, we may earn a commission at no additional cost to you. We only recommend products and services we believe in.

Disclaimer: The information on this site is for educational purposes only and does not constitute financial, legal, tax, or credit repair advice. We are not a credit repair organization, credit counseling service, or lender. Results may vary. Consult a qualified financial advisor, attorney, or credit professional before making decisions about your credit or finances.

Accuracy: While we strive to provide accurate and up-to-date information, credit laws, policies, and products change frequently. Always verify information with the original source before taking action.

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