15 3 Rule

The 15 3 Rule is a credit management strategy that can help improve your credit score. By paying your credit card bill 15 days before the due date and again three days before it, you can reduce your credit utilization ratio significantly. This method can lead to a lower balance reported to credit bureaus, ultimately boosting your FICO Score. Additionally, it allows you to stay on top of payments, avoiding late fees and penalties that can negatively impact your credit history.

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