Privacy Policy
Last updated: January 2026
A Better Credit Rating ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website.
Information We Collect
Information You Provide
We may collect information you voluntarily provide, such as:
- Email address — when you subscribe to our newsletter or contact us
- Name — if you provide it when contacting us
- Message content — when you submit a contact form or reply to an email
Information Collected Automatically
When you visit our site, certain information is collected automatically:
- Device information — browser type, operating system, device type
- Usage data — pages visited, time spent on pages, referring URLs
- IP address — used for analytics and security purposes
- Cookies and similar technologies — see "Cookies" section below
How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide customer support
- Send newsletters and updates (only if you subscribe)
- Analyze site traffic and improve our content
- Prevent fraud and enhance security
- Comply with legal obligations
We do not sell your personal information to third parties.
Cookies
Our website uses cookies — small text files stored on your device — to:
- Remember your preferences
- Understand how you use our site (analytics)
- Deliver relevant advertisements through third-party partners
Types of Cookies We Use
| Type | Purpose |
|---|---|
| Essential | Required for basic site functionality |
| Analytics | Help us understand traffic and usage patterns |
| Advertising | Enable personalized ads from affiliate partners |
Managing Cookies
You can control cookies through your browser settings. Note that disabling cookies may affect site functionality.
Third-Party Services
We use third-party services that may collect information about you:
- Google Analytics — for website analytics
- Email service providers — to manage our newsletter
- Affiliate networks — when you click affiliate links, those partners may use cookies to track referrals
These third parties have their own privacy policies governing how they use your data.
Affiliate Links
Our site contains affiliate links. When you click these links, affiliate partners may place cookies on your device to track the referral. This helps us earn commissions at no cost to you. For more details, see our Affiliate Disclosure.
Data Retention
We retain your personal information only as long as necessary to:
- Provide the services you requested
- Comply with legal obligations
- Resolve disputes and enforce agreements
You may request deletion of your data at any time (see "Your Rights" below).
Your Rights
Depending on your location, you may have the right to:
- Access — request a copy of the personal data we hold about you
- Correction — request correction of inaccurate data
- Deletion — request deletion of your personal data
- Opt-out — unsubscribe from marketing emails at any time
To exercise these rights, contact us at [email protected].
Children's Privacy
Our website is not intended for children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.
Security
We implement reasonable security measures to protect your information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: [email protected]
Thank you for trusting A Better Credit Rating with your information.