Terms of Use
Last updated: October 2026
By using A Better Credit Rating you agree to these terms.
Information only
Everything here is general information, not professional advice. See the disclaimer at the foot of every page.
No guarantees
We work to keep articles accurate, but rules, prices and products change. The site is provided "as is", without warranties of any kind.
Our content
The articles, the images we own and the site design belong to Cutopia LLC. You may quote short passages with a link back; please don't republish whole articles.
Other sites
We link to other websites, including affiliate partners. We don't control them and aren't responsible for their content or practices.
Comments
Keep comments on topic and lawful. We may remove any comment.
Limitation of liability
To the extent the law allows, Cutopia LLC is not liable for any loss arising from your use of this site or reliance on its content.
Changes
We may update these terms; the date at the top shows the latest version.
Governing law
These terms are governed by the laws of the State of Texas.